• Britannia
  • Financial protection for families
  • Financial protection for wage & salary earners

Insurance through the decades – here’s what you need

Throughout our lives, we go through a number of changes. And along the way, our Insurance needs change too. So here’s a guide to the most common Insurance types at every life stage.


You’re young – why would you need insurance? The reality is, there may be quite a few reasons.

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Seven tips to keep your credit card in check

Seven tips to keep your credit card in check

Credit cards are useful financial tools, as they can help you manage cash flow and fund big purchases. But they can also lead you down to the path of costly debt.

Here are seven ways to avoid building up debt and keep your credit card in line with your finances.

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Have enough Life Insurance to cover your mortgage?

Have enough Life Insurance to cover your mortgage?

Do you have a mortgage? Along with Income Protection and Trauma Cover, Life Insurance is one of the types of covers that are best suited to a homeowner’s needs. But how can you make sure that you have the right level of coverage? Here are some tips to get you started.

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Why you may need a Will

Do I need a will? You may have pondered this question at some point in your life, but procrastination soon set in. Or perhaps you thought it would be difficult, time-consuming or costly – and put the matter on ice. Besides, if you’re like most people, thinking about your passing isn’t high on your list of enjoyable things to do.

But what if we told you that preparing a Will is a simple, quick and inexpensive way to ensure that your affairs are managed smoothly after you are gone? Plus, the peace of mind it provides is priceless.

Here are some of the reasons why a Will is such an important document.

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A beginner’s guide to home-buying methods

Buying your first home is one of life’s big milestones. Maybe you’ve been renting for a while and would like to settle into your own place, or you’re looking to join the property investment market.

Whatever the case, here’s an outline of four common sale methods, so you know what to expect when the time comes along.

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Income Protection or Trauma Insurance: which is right for you?

At first glance, Income Protection and Trauma Insurance may look very similar. After all, both are designed to protect you financially if you’re sick or injured. But if you get past that first impression, you will realise that they provide very different types of cover.

So, which works best for you? To answer this question, let’s dig deeper into the differences.

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Seven good times to review your Insurance

Life always moves fast and forward. It’s a string of choices and change, all of which could affect your protection needs.

To simplify things a little, we’ve narrowed down the list to seven key life events that may trigger the need to review your Insurance. Read on, and if you’ve hit any of these milestones since your last review, please consider giving your policies a check-up. [Read more…]