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Don’t get caught out by a leaky home

Buying a house is a big investment, so it’s always important to protect your investment and be aware of any issues before you sign on the dotted line. That means keeping your eyes open and watching out for hidden problems – especially if you want to avoid buying a ‘leaky home’.

Unless you’re looking for an extensive renovation project, these tips may help you minimise the risk of buying an unsound property – and protect your long-term investment.   [Read more…]

Fixed, floating or split rate loans? Here’s some food for thought

Getting a home loan is a big commitment, and this of course involves choosing an interest rate that suits your needs. The following tips are a good starting point, but don’t forget we’re always here to help. [Read more…]

Mortgage Talk

Mortgage Calculator - Image courtesy of Stuart Miles at FreeDigitalPhotos.netHouse purchases have been trickling along over the last few months, with no apparent slow on the market felt from the Reserve Bank’s imposed restrictions on lending. REINZ data show a 2.1 percent increase on October 2012, and an increase of 0.9 percent compared to September 2013.

Housing market indicators provided by the REINZ (October 2013) show house prices are up by 7.2 percent annually, Auckland up by 9.7 percent and the Central Otago Lakes a staggering 19.5 percent. [Read more…]

Saving Money with your Vehicle

Saving money with your vehicleSaving money with your vehicle.

Recently, a client found himself off the road thanks to a starter motor problem on his vehicle. He drives a not-very-new used import European car, which he has had very little trouble with in the five years he has owned it.

Now, though, it’s starting to cost him money – and with a young family he has little to spare.  [Read more…]